2026 Arizona withholding
Arizona paycheck calculator
Arizona taxes wages at a flat 2.5%, and you choose your own withholding percentage.
Take-home pay
per paycheck · $42,662.10 a year
- Gross pay
- $2,000.00
- Federal income tax
- −$156.15
- Social Security
- −$124.00
- Medicare
- −$29.00
- State income tax
- −$50.00
- Total withheld
- $359.15
18.0% of gross goes to taxes. 2026 rates. Estimate only — your employer's payroll may differ.
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What comes out
What a Arizona paycheck actually loses
- Arizona is unusual: withholding is not calculated from allowances, it is a percentage of gross taxable wages that you elect yourself on Form A-4.
- If a new employee does not file Form A-4 within five days of hire, the employer must withhold at 2.0% until an election is made. That is a withholding default, not the tax rate — under-withholding at 2.0% simply moves the bill to filing time.
- The Arizona tax rate itself is a flat 2.5%. This calculator applies 2.5% so the figure reflects tax owed rather than an election; change your A-4 if your withholding is set lower.
- “Gross taxable wages” follows the federal definition of wages, so pre-tax deductions that reduce federal wages reduce the Arizona base too.
- Federal income tax and FICA still come out of every paycheck — see the breakdown above.
Worked example
$60,000 a year in Arizona
| Per year | Amount |
|---|---|
| Gross pay | $60,000 |
| Federal income tax | −$5,020 |
| Social Security and Medicare | −$4,590 |
| State income tax | −$1,500 |
| Take-home pay | $48,890 |
Filing single, paid every two weeks, no pre-tax deductions and no dependents. Change any of those and the number moves — use the calculator above for your own figures.
Common questions
Arizona, in plain terms
Does Arizona have a state income tax?
Yes. Arizona taxes wages at a flat 2.50%, applied after an allowance or standard deduction is subtracted from your annualised pay.
How much is taken out of a $60,000 salary in Arizona?
On a $60,000 salary paid every two weeks, roughly $11,110 a year is withheld — federal income tax, Social Security, Medicare and state income tax — leaving about $48,890 in take-home pay. Your own figure depends on your W-4, pre-tax deductions and filing status.
How do I change how much is withheld in Arizona?
Federal withholding is set by your Form W-4. Arizona withholding is set separately by Form A-4, which you give to your employer. Updating either one changes your next paycheck, not past ones.
Why is my real paycheck different from this estimate?
Employers can use several IRS-approved withholding methods, and your pay stub may include deductions this calculator does not know about — union dues, garnishments, employer benefit splits, local taxes or a mid-year pay change. Treat this as an estimate and check it against your stub.
Sources for these rates
- Arizona Form A-4 (2026), Withholding Percentage Election
- Arizona DOR — Withholding Calculations
- IRS Publication 15-T (2026) — federal percentage method
- IRS Publication 15 (2026) — Social Security and Medicare
Tax year 2026. Rates last checked 2026-08-20. Estimates only — not tax, payroll or financial advice, and not affiliated with the IRS or any state revenue department.