2026 Missouri withholding
Missouri hourly paycheck calculator
Your rate and your hours in, one paycheck out. Missouri withholds on an eight-band table topping out at 4.7%, after a $16,100 standard deduction, and rounds to the whole dollar.
That is $1,600.00 of gross pay per paycheck, $41,600.00 a year. Overtime, shift differentials and unpaid weeks are not modelled — enter the hours you are actually paid for.
Take-home pay
per paycheck · $34,591.70 a year
- Gross pay
- $1,600.00
- Federal income tax
- −$108.15
- Social Security
- −$99.20
- Medicare
- −$23.20
- State income tax
- −$39.00
- Total withheld
- $269.55
16.8% of gross goes to taxes. 2026 rates. Estimate only — your employer's payroll may differ.
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At 40 hours a week
What each rate actually pays in Missouri
| An hour | A year, before tax | Take-home a year | Every 2 weeks |
|---|---|---|---|
| $15 | $31,200 | $26,729 | $1,028 |
| $18 | $37,440 | $31,431 | $1,209 |
| $20 | $41,600 | $34,592 | $1,330 |
| $22 | $45,760 | $37,726 | $1,451 |
| $25 | $52,000 | $42,454 | $1,633 |
| $30 | $62,400 | $50,317 | $1,935 |
| $35 | $72,800 | $57,549 | $2,213 |
40 hours a week, 52 weeks, filing single, paid every two weeks, no pre-tax deductions and no dependents. 2026 rates. Overtime, tips and unpaid weeks are not modelled.
What comes out
What an hour's pay loses in Missouri
- Missouri publishes a two-step formula rather than a single rate: your pay is annualised, the standard deduction comes off — $16,100 filing single, $24,150 head of household — and the remainder runs through a percentage table. The first $1,348 is withheld at 0%, then six more $1,348 bands step from 2% up to 4.5%, and everything above $9,436 of taxable income is withheld at 4.7%. Most full-time pay lands in that top band.
- Missouri rounds withholding to the nearest whole dollar. The Department of Revenue puts it as an instruction to employers, not an option, so the state line on a Missouri stub never carries cents. This calculator does the same.
- If you are married, Form MO W-4 line 1 has a box for “married and spouse does not work”. Ticking it doubles the standard deduction to $32,200 a year. This calculator assumes the box is not ticked — the $16,100 “married and spouse works” figure — because that is what employers apply by default.
- Missouri taxable income starts from federal taxable wages (the formula sends employers to IRS Publication 15 for it), so a traditional 401(k) or a section 125 plan lowers the Missouri figure too.
- Bonuses and overtime paid separately may be withheld at a flat 4.7% instead of run through the table. The result is settled on the return either way.
- ⚠️ Not included: the earnings tax that Kansas City and the City of St. Louis levy on wages earned or residents’ wages. If you work in either city there is a further line on your stub that this state-level figure does not show.
- Federal income tax and FICA still come out of every paycheck — see the breakdown above.
Common questions
Hourly pay in Missouri
How much is $20 an hour after taxes in Missouri?
At 40 hours a week, $20 an hour is $41,600 a year before tax. Filing single with no pre-tax deductions, roughly $34,592 of that is take-home pay in Missouri — about $1,330 in each biweekly paycheck. Your own figure moves with your W-4, your benefits and the hours you actually work.
Is hourly pay taxed differently from a salary in Missouri?
No. Withholding is worked out from what you are paid in the period, not from how the job describes the pay. An hourly worker and a salaried worker who take home the same gross in the same period have the same federal tax, the same FICA and the same state withholding. The difference is that hourly pay varies week to week, so the withheld amount varies with it.
Does this include overtime?
No. Enter the hours you are actually paid for and the calculator uses that. Overtime, shift differentials, tips and bonuses are paid under their own rules — a bonus in particular is often withheld at a flat supplemental rate rather than through the normal tables, which is why it lands smaller than people expect.
What if my hours change every week?
Withholding is calculated fresh each payroll run, so a heavy week is withheld as though every week were that heavy, and a light week the other way. Over a year it roughly averages out, and the difference is settled on your tax return. Enter a typical week to see a typical paycheck.
Sources for these rates
- 2026 Missouri Withholding Tax Formula (Missouri Department of Revenue)
- Missouri Department of Revenue — Employer Withholding Tax
- IRS Publication 15-T (2026) — federal percentage method
- IRS Publication 15 (2026) — Social Security and Medicare
Tax year 2026. Rates last checked 2026-08-20. Estimates only — not tax, payroll or legal advice.
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