2026 Utah withholding
Utah hourly paycheck calculator
Your rate and your hours in, one paycheck out. Utah withholds at 4.45%, but on its own schedule: the allowance it subtracts shrinks as your pay rises.
That is $1,600.00 of gross pay per paycheck, $41,600.00 a year. Overtime, shift differentials and unpaid weeks are not modelled — enter the hours you are actually paid for.
Take-home pay
per paycheck · $33,829.38 a year
- Gross pay
- $1,600.00
- Federal income tax
- −$108.15
- Social Security
- −$99.20
- Medicare
- −$23.20
- State income tax
- −$68.32
- Total withheld
- $298.87
18.7% of gross goes to taxes. 2026 rates. Estimate only — your employer's payroll may differ.
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At 40 hours a week
What each rate actually pays in Utah
| An hour | A year, before tax | Take-home a year | Every 2 weeks |
|---|---|---|---|
| $15 | $31,200 | $26,071 | $1,003 |
| $18 | $37,440 | $30,726 | $1,182 |
| $20 | $41,600 | $33,829 | $1,301 |
| $22 | $45,760 | $36,933 | $1,420 |
| $25 | $52,000 | $41,648 | $1,602 |
| $30 | $62,400 | $49,542 | $1,905 |
| $35 | $72,800 | $56,805 | $2,185 |
40 hours a week, 52 weeks, filing single, paid every two weeks, no pre-tax deductions and no dependents. 2026 rates. Overtime, tips and unpaid weeks are not modelled.
What comes out
What an hour's pay loses in Utah
- Utah applies a single rate of 4.45% to your taxable wages, then subtracts a base allowance. That is why it is often called a flat-tax state — but the withholding is not flat.
- The allowance phases out: for every dollar you earn above a threshold set for your payroll period, 1.3 cents comes off it. Once the allowance reaches zero, every additional dollar is withheld at the full 4.45%.
- Utah has no state withholding certificate of its own. Your employer reads the filing status from your federal Form W-4 and picks the single or married schedule from it. Publication 14 tells employers to use the single column for head-of-household filers, which is what this calculator does.
- Utah taxable wages are the wages subject to federal withholding, so pre-tax deductions like a traditional 401(k) or a section 125 plan lower the Utah figure too. No subtraction is made for W-4 allowances.
- These figures come from Publication 14 Rev. 4/26, which applies to pay periods beginning on or after June 1, 2026.
- Federal income tax and FICA still come out of every paycheck — see the breakdown above.
Common questions
Hourly pay in Utah
How much is $20 an hour after taxes in Utah?
At 40 hours a week, $20 an hour is $41,600 a year before tax. Filing single with no pre-tax deductions, roughly $33,829 of that is take-home pay in Utah — about $1,301 in each biweekly paycheck. Your own figure moves with your W-4, your benefits and the hours you actually work.
Is hourly pay taxed differently from a salary in Utah?
No. Withholding is worked out from what you are paid in the period, not from how the job describes the pay. An hourly worker and a salaried worker who take home the same gross in the same period have the same federal tax, the same FICA and the same state withholding. The difference is that hourly pay varies week to week, so the withheld amount varies with it.
Does this include overtime?
No. Enter the hours you are actually paid for and the calculator uses that. Overtime, shift differentials, tips and bonuses are paid under their own rules — a bonus in particular is often withheld at a flat supplemental rate rather than through the normal tables, which is why it lands smaller than people expect.
What if my hours change every week?
Withholding is calculated fresh each payroll run, so a heavy week is withheld as though every week were that heavy, and a light week the other way. Over a year it roughly averages out, and the difference is settled on your tax return. Enter a typical week to see a typical paycheck.
Sources for these rates
- Utah Publication 14, Withholding Tax Guide (Rev. 4/26)
- IRS Publication 15-T (2026) — federal percentage method
- IRS Publication 15 (2026) — Social Security and Medicare
Tax year 2026. Rates last checked 2026-08-20. Estimates only — not tax, payroll or legal advice.
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