2026 rates

Paycheck calculator by state

Federal tax and FICA work the same everywhere. State withholding is what makes two identical salaries produce two different paychecks — so start with your state.

$

Take-home pay

$1,690.85

per paycheck · $43,962.10 a year

Gross pay
$2,000.00
Federal income tax
−$156.15
Social Security
−$124.00
Medicare
−$29.00
Total withheld
$309.15

15.5% of gross goes to taxes. 2026 rates. Estimate only — your employer's payroll may differ.

Federal and FICA only · Pick your state below to add state withholding

Nine states

No income tax on wages

In these states nothing is withheld for state income tax, so take-home pay is simply gross minus federal tax and FICA.

One flat rate

One rate applies to every dollar after an allowance or standard deduction — a raise never moves you into a higher state bracket, because there are no brackets.

Their own schedule

One rate, but the allowance subtracted before it phases out as wages rise — so the share of your paycheck that goes to the state keeps climbing after a flat state's would have levelled off.

The rest of the states

Bracket states, and states with county, city or disability add-ons, are being added one at a time. Each takes its own pass through that state's withholding guide, because getting a paycheck figure wrong is worse than not publishing one.

Free paycheck calculators for every state. See your real take-home pay after federal tax, FICA and state withholding — 2026 rates, straight from the IRS and state publications.

Actualsum gives estimates for general information only. It is not tax, legal, payroll or financial advice, and it is not affiliated with the IRS or any state revenue department. Your employer's payroll system may withhold a different amount. Check your own pay stub and talk to a qualified professional before making decisions.